Syahla NN, Yuliana R. The Role of Net Profit Margin (NPM), Total Asset Turnover (TATO), and Debt-to-Equity Ratio (DER) in Improving Return on Equity (ROE) of State-Owned Banks Listed on the Indonesia Stock Exchange during the 2019–2024 Period. SS&H [Internet]. 2026 Aug. 1 [cited 2026 Aug. 4];3(2):129-53. Available from: https://ejurnal.espublisher.org/index.php/sssh/article/view/119