CHOIL, Munif; HARDIAN OKTAVIANTO; DARYANTO; MUHAROM, Lutfi Ali; FITRIYAH, Nur Qodariyah. Prediksi Keterlambatan Pembayaran Sumbangan Pembinaan Pendidikan Sekolah Menggunakan Metode Naive Bayes. J-STEM: Journal of Science, Technology, Engineering, and Mathematics, [S. l.], v. 1, n. 2, p. 109–118, 2026. DOI: 10.63232/j-stem.v1i2.81. Disponível em: https://ejurnal.espublisher.org/index.php/j-stem/article/view/81. Acesso em: 4 feb. 2026.